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Buy a Home

We would love to help you find the perfect home! Whether that means downsizing, upgrading, educating and helping first time home buyers, or working with client’s just moving to the area.

Get in Touch to Begin

02.

Search

- Preview potential properties online
- Schedule showings and view the properties you are most interested in

03.

Offer & Negotiations

- Write an offer to purchase on your favorite property
- Negotiate the terms of the offer and accept the contract
- Deposit Escrow, Complete Loan Application and Homeowners Insurance quotes

04.

Inspection Period

- Conduct Inspections
- Resolve/Negotiate Any Issues from Inspection

05.

Financing Period

- Your lender will order the appraisal
- Obtain Homeowners Insurance

06.

Preparing to Close

• Title company will conduct title search and order survey
• Receive closing statement/clear to close
• Wire funds to closing company
• Conduct a final walk-through of property and close
Closing day: Get your keys, it's all yours!

01.

Finances

- Obtain a financial pre-approval (proof of funds for cash purchase)
- Prepare for additional costs

The Buying Process

If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. […]

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them. 1. Move-up or Downsize: One option is to consider moving […]

Most people cringe at the thought of buying a home in December. Only the Grinch would want to pack up and moving during the holiday season! But hold on Cindy Lou Hoo, there are several reasons December can be a great time to buy. 1. Sellers are highly motivated. People who are listing their homes […]

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Buying Your Home

Resources for

- Zach

She is so prompt and on top of everything that goes into house hunting, and she's very adaptable to your needs and requests. She finds time to make you her top priority, she definitely had other clients during our house hunt, but you would never know because she truly makes it seem like no one else matters but you and your individual needs/wants/priorities!

"Her responsiveness is above 5 stars!"

★★★★★

- Cricia

She was so helpful in so many ways by not only educating us but taking the time to answer any and every question we had. She was so laid back and never made us feel rushed or pushed into anything. She let us learn and look at our own pace. She was very open and flexible, she would go look at houses last minute with us out of excitement. 

"Taylor was the perfect agent for us."

★★★★★

651 • 430 • 0400   |   taylor@housleyhomes.com   |   © Housley Homes 

St. Croix Valley Real Estate   |   Afton, Bayport, Baytown, Denmark, Grant, Hudson   |   Minnesota and Wisconsin